Maturity Value Calculator

Calculate the maturity value of an investment based on principal amount, interest rate, and time period.

Input Parameters

Calculation Results

Calculation Formula

Simple Interest: MV = P + (P × R × T)/100

Where:
MV = Maturity Value
P = Principal Amount
R = Interest Rate
T = Time Period (years)

Interest Amount:

₹0.00

Maturity Value:

₹0.00

Maturity Value Calculator Calculator Usage Guide

Learn how to use the Maturity Value Calculator and understand the calculation principles.

How to Use the Calculator

  1. Enter the Principal Amount (initial investment or loan amount)
  2. Input the Interest Rate (annual percentage rate)
  3. Specify the Time Period (in years)
  4. Select the interest type (Simple or Compound)
  5. Click the "Calculate" button to compute the results

Understanding Maturity Value

Maturity Value is the total amount that will be received at the end of the investment or loan period, including both the principal and the interest earned.

Simple Interest Formula

MV = P + (P × R × T)/100

Where: MV = Maturity Value, P = Principal Amount, R = Interest Rate, T = Time Period (years)

Compound Interest Formula

MV = P × (1 + R/100)^T

Where: MV = Maturity Value, P = Principal Amount, R = Interest Rate, T = Time Period (years)

When to Use Each Type

  • Simple Interest is typically used for short-term investments or loans where interest is calculated only on the principal amount.
  • Compound Interest is commonly used for long-term investments where interest is calculated on both the principal and the accumulated interest.