Saferent Score Calculator

Saferent Score Calculator calculator can be used to determine your eligibility for rental properties based on multiple financial and behavioral factors. It helps landlords assess tenant risk and potential rental income stability.

Input Parameters

Calculation Results

Saferent Score (0-100)

0

Risk Assessment

Based on your inputs, we will provide a risk assessment.

Calculation Formula

Saferent Score = (0.35 × Credit Score / 850) + (0.25 × Rental History / 10) + (0.20 × (Monthly Income - Monthly Debt) / Monthly Income) + (0.15 × Employment Length)

Where:
- Credit Score: Weighted based on standard credit scoring
- Rental History: Higher score indicates better rental history
- Income to Debt Ratio: Higher ratio indicates better financial stability
- Employment Length: Longer employment suggests more stability

Saferent Score Calculator Calculator Usage Guide

Learn how to use the Saferent Score Calculator calculator and its working principles

How to Use the Calculator

  1. Enter your credit score (300-850). This is the most heavily weighted factor in our scoring model.
  2. Input your rental history rating on a scale of 1-10, where 10 is the best rental history.
  3. Provide your monthly income in dollars.
  4. Enter your total monthly debt payments (including loans, credit cards, etc.).
  5. Specify how many years you have been employed in your current role.
  6. Click the "Calculate" button to generate your Saferent Score.
  7. Review the risk assessment and the factors contributing to your score.

Understanding the Saferent Score

The Saferent Score ranges from 0 to 100, with higher scores indicating lower risk to landlords:

  • 85-100 (Excellent): Very low risk. Ideal tenant candidate.
  • 65-84 (Good): Low risk. Likely tenant candidate.
  • 45-64 (Average): Moderate risk. Additional review may be needed.
  • 25-44 (Below Average): Higher risk. Consider requiring more security deposit.
  • 0-24 (Poor): Very high risk. Strongly consider not renting to this applicant.

Factors Affecting Your Score

Your Saferent Score is calculated based on the following weighted factors:

  • Credit Score (35%): Higher credit scores result in better scores. This reflects your creditworthiness and financial responsibility.
  • Rental History (25%): Better rental history (higher score) improves your rating. This reflects your past behavior as a tenant.
  • Income to Debt Ratio (20%): A higher ratio (more income relative to debt) improves your score. This indicates better financial stability.
  • Employment Length (15%): Longer employment history improves your score. This suggests job stability and reliability.

Limitations and Disclaimer

The Saferent Score is a tool to help landlords assess tenant risk. It is not a definitive measure of a person's character or reliability. Landlords should use this score as one of several factors in their tenant selection process and may consider additional screening methods as needed. This calculator does not constitute financial advice and should not be used for making high-stakes decisions without professional consultation.