Equity Calculator

Calculate your equity based on investment, contributions, and interest rate

Input Parameters

Calculation Results

Calculation Formula

Equity = Initial Investment × (1 + Annual Interest Rate)^Years + Monthly Contribution × [(1 + Annual Interest Rate)^Years - 1] ÷ Annual Interest Rate

Where:
Initial Investment: Your starting amount
Annual Interest Rate: The percentage return on your investment
Years: Number of years you'll invest
Monthly Contribution: Additional amount you add each month

Total Equity

$0.00

Total Contributions

$0.00

Total Interest Earned

$0.00

Equity Calculator Calculator Usage Guide

Learn how to use the Equity Calculator to plan your investments

How to Use This Calculator

  1. Enter your Initial Investment - This is the amount you're currently investing.
  2. Set your Monthly Contribution - This is how much you plan to add to your investment each month.
  3. Specify your Annual Interest Rate - This is the expected return on your investment.
  4. Enter the Number of Years you plan to invest.
  5. Click the Calculate button to see your projected equity.

Understanding the Results

The calculator shows your projected equity based on compound interest. The Total Equity is your final amount, while Total Contributions and Total Interest Earned break down where that money came from.

Example Scenario

For example, if you invest $1,000 initially, contribute $100 each month at 7% interest for 10 years, your results would show:

  • Total Equity: $16,410.89
  • Total Contributions: $13,000.00
  • Total Interest Earned: $3,410.89

Important Considerations

This calculator provides estimates based on fixed interest rates. Actual returns may vary. It's recommended to consult with a financial advisor for personalized investment advice.